Michael B. Sachs, Attorney

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What is the Means Test?

The Means Test was a mathematical test which Congress mandated as part of the reforms of 2005. This test establishes eligibility for Chapter 7 based upon income earned in the six months prior to the filing of the bankruptcy. The basic test sets the income limit at the median income of the district in which the debtor files. There are a number of factors that can affect the outcome of the formula so it is best to consult with an attorney to determine your eligibility under the Means Test.


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